QUICK LINKS

IICT's Environmental Policy
click here

Member Benefits
click here

Modalities Welcomed
click here

Health Funds
click here

10 Reasons to Join
click here

About IICT
click here

Contact us
click here

FAQ's
click here

Frequently Asked Questions about Combined Public Liability and Professional Risk Insurance

About the Alternative/Complementary Medicine, Natural Therapies and Massage Combined Liability Insurance Scheme

For the OAMPS Insurance Proposal Form DOWNLOAD click here

What is “combined liability”?

What’s the difference between “Occurrence-based” cover and “Claims Made” cover?

I know I am covered to defend legal cases, but am I covered to prosecute one?

My practice turns over more than $250,000 a year – do the same premiums apply to me?

We don’t just practice, we also teach. Are we covered for teaching?

We create our own products for our clients. Are these covered?

Will this policy cover me if I practice while I am travelling?

I have decided to leave the profession. Do I still need insurance when I cease to practice?

How much do I have to pay when I make a claim?

I have more questions. Who can I ask?

How Do IICT Members Obtain Cover?

My business is a school or college teaching alternative therapies. Is this the right policy for me?

What is “Legal Power?”

I want to be covered for the time before I had this policy. Is this possible?

What are the “Limits of Liability”?

Who is covered under the policy?

Am I able to get insurance if I work from home?

Do you offer multi-practitioner insurance? I have staff working in my center and wish them to have insurance under my policy, is this possible?

What does the policy cover?

Do you provide Income Protection cover and Contents insurance?

Once I have a policy with OAMPS, am I required to still be a member of IICT?