IICT Practitioner Aon Professional Indemnity Insurance Aon Australia

Insurance for NZ Members

FAQs - Insurance for NZ Members

Aon Risk Solutions New Zealand introduces
a great insurance offering for IICT Members


Working closely with Aon, our recommended insurance partner, we’re proud to offer a product that specifically covers the Professional indemnity and Public liability risks faced by IICT members practicing in New Zealand.

Aon has negotiate competitive premiums for IICT members and has a dedicated specialist team experienced in the placement of professional liability insurance and associated risk management and claims support. Application for insurance is easy requiring completion of a short proposal form. We are also in the process of making it even easier through our on-line application process currently under development.

 

Professional Indemnity Insurance of $500,000 indemnity limit from $281.75* plus Optional General Public Liability of $1M for $68.25

*Prices vary based upon modality/ies and are based on a 12 month period of cover.

** This is a Professional Indemnity policy with an optional extension to add a General Public Liability policy for individual practitioners and sole traders only, it does not insure your employees ,business equipment or your property. If you would like to add this cover as part of your policy simply tick the box when asked if you would like to insure business assets and someone will call you to discuss this cover separately.


Why Aon?

No-one understands the risks of the health industry like Aon. They proudly help protect over 9,000 Allied Health Practitioners, and can cover over 1,000 modalities, they negotiate strongly with insurers to offer tailored professional indemnity insurance, at competitive prices. We are proud to partner with Aon.

Quote

 

Got Questions?

Contact the friendly Aon Team on: +64 4 819 4126 or email: nz.IICT@aon.com

 

IICT partnered with Aon New Zealand to negotiate and deliver a tailored and competitive insurance offer to our members. Unlike a direct insurer, Aon access many insurance companies and provide the most competitive insurance offer. Aon New Zealand has been arranging professional liability insurance to health professionals for over 40 years.

An application form is required and is available to download by clicking the 'Apply Now' button above. Once completed, return to Aon at nz.iict@aon.com where are representative will respond to confirm acceptance and pricing.

If you need any help just call Aon on +64 4 819 4126 or +64 4 819 4035

QBE Insurance (Australia) Limited ABN 78 003 191 035, QBE, are the insurer for the New Zealand based IICT member. QBE are one of New Zealand’s largest intermediated general insurance companies and Aon have been working with them in developing robust medical liability insurance facilities.

QBE are committed to providing insurance solutions and service – two things that are important to you and the success of your business. So you can expect: expertise in underwriting, responsive and streamlined claims services, and products and services designed for you and your needs. has Standard & Poor's A+ (good) claims paying rating.

This insurance policy apply to the insured modality undertaken within the territorial limits of New Zealand only.

You can apply for insurance at any time. As yet we don’t have pre-approval by QBE of all the IICT Modalities as it is such an extensive and comprehensive list, but they are increasing it all the time. We recommend you allow plenty of time, up to two weeks to complete insurance arrangements, however in most cases the insurance is finalised on the same day or within 24 hours.

If you are currently insured then your will have a ‘retroactive date’ on your insurance policy. You will keep this date as it will be carried onto your new policy. All you need to do is provide us with evidence of your existing insurance, such as a copy of the policy schedule of insurance certificate (as long as it has the ‘retroactive date’ shown). By maintaining the retroactive date, you continue to be insured under the new policy for your past activities*

*excluding any claims you already know about and have or should have reported them to the previous insurer.

No, the policy can include more than one modality and only one premium is payable, based on the higher premium where modalities fall into different pricing categories.

Undertaking community or volunteer work is great way to be part of a community, but regardless of whether you are paid, it is still considered providing a professional service – if you are practising your modality. The great news is if you do any volunteer work at a charity or community event, in the form of the modality in which you are qualified, then you’re covered for claims. (anywhere in New Zealand)

You will need to advise Aon as you will be eligible for a different policy with different conditions and price.

Aon offer monthly premium instalments. Call us on +64 4 819 4126 and we can set this up for you!

If you have applied and paid for a new policy at Aon’s website, you will receive your certificate of currency via email within 24 hours of applying (Mon-Fri).

Otherwise, you should receive your certificate of currency within 5 – 10 business days of payment.

Our policies are mobile and follow you wherever you practice within New Zealand.

No, as Aon’s combined Professional Indemnity, Public and Products Liability Insurance is written on a claims-made basis, Aon is unable to offer short-term policies. If you are ceasing practice, you may be eligible for run-off cover to protect you from any claims that may arise after you retire. The free run-off cover is only available if the policy period (12 months) in which you cease practice is paid in full.

No this policy is just for you. If you employ staff you will need to contact Aon who will provide you with additional insurance options.

Aon contact you via email 2-4 weeks before the current policy expiry date. A fresh declaration to confirm contact details modality options is then completed by you and the premium paid for another 12 months.